Figo Pet Insurance provides comprehensive coverage for pets. You can choose from three annual benefit options: Ultimate, Preferred, or Essential. You can also choose optional wellness programs to cover regular blood work and vaccinations. For a nominal monthly fee, Figo offers a "Pet Cloud" mobile app that allows you to manage your pet's health. Access a range of features via the app including a view of your pet's medical records, emergency care advice and reminders about upcoming appointments.
An online application is required to be enrolled in Figo Pet Insurance. This will require you to give your pet's name, breed and zip code. An upfront deductible is also an option, which can affect your premium. The vet's forms can help waive the deductible. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There are no limits on the number of claims you can file, but Figo does require that you visit a licensed veterinarian and upload any medical records. Once your claim is processed, the insurer will notify you. Most claims settle within three days.
Figo is now available in all 50 US states. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. The deductible decreases by $50 for every insured pet that has not been claimed. Figo also offers a 5% discount for multiple animals. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo also offers a GPS pet collar, which allows you to track your pet. This collar is great for pets who are constantly roaming. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies can cover any major illness or injury and include hospitalization, emergency care and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. Some plans can be paired with an extra package, which covers third party property damage up to 10,000.
Figo also covers hereditary diseases. The insurer's website describes hereditary conditions as conditions passed on through a dog or cat's genes, but you'll need to contact customer experience to confirm if your pet qualifies. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. A list of recommended pet friendly locations can be accessed through the app.
The Figo Pet Cloud App is extremely popular among users. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. You can also access urgent care advice via the app. You can use the app for submitting a claim to the company electronically.