Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. The policy does not have lifetime, annual or per-incident payout caps. There are some limitations to this plan, such as not covering preexisting conditions. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions
Healthy Paws pet insurance does not cover many common expenses for pets and cats. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing medical conditions are not covered by the policy. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. It does however cover dental care, including extractions and reconstructive surgery.
Limitations to coverage
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. In some cases, your insurer may not pay to have your pet examined for a hip condition. In these cases, it may be a better idea to buy an additional wellness program from another provider.
Healthy Paws does not cover routine veterinary care or preventative care. In order to avoid paying out of pocket for annual checkups or spay and/or neuter procedures, as well as dental cleanings, Healthy Paws will not cover routine veterinary care. The 12-month waiting period is required before the insurer will pay for benefits for hip dysplasia, or any other related issues.
Cost of coverage
The cost of Healthy Paws pet insurance coverage varies depending on the plan selected. The company provides coverage for wellness, hip dysplasia, and dental disease. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. The monthly cost of coverage for a young cat is as low at $15 per calendar month. The cost of coverage for older cats could reach $90 per month. Although coverage is available for pets up to 14 years of age, the company's reimbursement percentage is very limited. The cost of the procedure may not be covered for older pets.
Review of healthy Paws pet insurance
When choosing a pet insurance plan, you'll want to make sure that it covers all of the costs of your pet's health care, including exams and diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau has also awarded the company accreditation. A recent review of Healthy Paws found that customers were highly satisfied with the company's coverage, claims process, and premiums.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can get an online quote in minutes and select the deductible and reimbursement level they'd like. They can also purchase policies online.