The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans can be more expensive than domestic insurance and only available during certain seasons. However, visitors to the U.S. may be in the country for any length of time, not just for short stays.
Visit USA-HealthCare
The Visit USA HealthCare coverage plan covers visitors to the United States throughout their stay. These plans provide pre-defined healthcare benefits and emergency services for a maximum of 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Individual health insurance plans vary in price. Many are affordable depending on the level and type of coverage. It is important to consider any pre-existing medical conditions. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. It is available to both individuals and families that travel abroad. It covers spouses and dependent children. It will also pay up to $30,000 for medical expenses. The insurance also covers emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage to cover trips lasting up to 364 days. Any doctor who is part of the PPO network can provide medical care to visitors.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. The Liaison Travel Medical plan is for international short-term travel. It also covers foreign-related illnesses and injuries. It is available for travelers younger than 74 years old and covers coverages that last from 5 to 364 consecutive days. The plan also offers customizable emergency coverage and deductibles.
Atlas America
Atlas America's visitor plan is a great option for travelers who are visiting the United States. This plan covers hospitalizations and outpatient treatments. This plan may not cover all of your medical costs. You can easily get insurance online and begin coverage today.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. These providers charge network-negotiated fees to the insurance company, which is often less than regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers medical expenses of visitors over 19 who are required to receive medical care in the U.S.A, including emergency services. It also covers temporary stays in the U.S. for eligible medical expenses. You will also receive instant ID cards and proof that you are covered.
This comprehensive insurance policy covers foreign travelers for medical emergencies, including pre-existing condition onset. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
An International Major Medical Plan policy is a good option if you're visiting the United States for a short time. This coverage provides up to $1 million for out-of–pocket medical expenses. It offers trip cancellation and lost baggage benefits, as well as evacuation, repatriation and repatriation. Some plans even offer coverage for terrorism and war. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies include coverage for heart and cancer care.
An Elite Plan is also available, which provides coverage for pre-existing conditions. This type of insurance covers doctor visits, blood tests, urgent care, and specialty care. This type insurance also covers medications that are prescribed by doctors.