You have many options when searching for the best personal health insurance. If you are not sure which plan is best, try searching online. There are many options so that you don't have worry about spending too much. You will also be able find affordable rates without having to spend a lot of your time.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It operates in nine states, and its health insurance plans vary by state. Anthem's name is often associated to individual health insurance plans. However Anthem also offers insurance through its subsidiaries. Anthem's plans in some states are called HMOs. In other states, they are known as Empire plans or Compcare plans.
Customers have given mixed reviews about Anthem health insurance. Anthem is rated low by the Better Business Bureau and given an F-grade by the Better Business Bureau. Anthem has been cited twice as frequently as the industry average for denial of claims. Anthem settled 61 complaints over the past three-years, mostly related to billing and denied claim.
Anthem offers individual health insurance plans that range from basic coverage up to high-deductible plans. It has a large network that includes hospitals and doctors which makes it an affordable choice for people looking for coverage. However, customers may find high deductibles prohibitive for their budget.
Anthem provides health insurance for individuals. They also offer a variety of Medicare plans including critical illness, hospital recovery, and accident plans. These policies can be purchased in some states. They provide coverage for prescriptions, deductibles, as well. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Individuals can find affordable health insurance through Blue Cross Blue Shield health insurance for individuals. Blue Cross Blue Shield Association is able to provide health insurance through their BlueSelect policy, which meets all the requirements of the Affordable Care act. The BlueSelect plan is available through the Health Insurance Marketplace.