Embrace is a Ohio-based company that provides personalized pet health insurance. They offer a declining deductible that allows for routine and preventative care. They also have a Wellness Rewards program that rewards your pet for routine and preventative care. The company is a member in good standing of the North American Pet Health Insurance Association.
Embrace offers customizable plans
An Embrace pet policy can provide coverage that covers your pet as well as your budget. The insurer will check your pet's records and inform you if any pre-existing medical conditions are present. The insurer also offers a 30-day money-back guarantee. If you own more than one pet, your monthly premiums can be reduced.
Embrace offers customized plans for both dogs and cats. You can modify the coverage amount to suit your pet's breed, age and species. You can also adjust your deductible and reimburse percentage. This will allow you to customize your plan to suit the budget.
It offers a two-day waiting period for accidents
Consumers who enroll in Embrace pet insurance are required submit a year worth of vet records. This allows the insurance company's to adjust the premium based upon the age and type of pet. To qualify for accident coverage, pets must also be at least fifteen years old.
Embrace provides pet owners with the ability to take their pet to any vet in any 50 state, along with a two-day waiting period. Within 10 days, the insurance company will reimburse clients for any service received. It does not apply to breeds. For example, a cat or dog who has been diagnosed with bilateral conditions in the past is more likely that they will experience the same condition again.
It provides a six-month waiting time for canine orthopedic conditions
Embrace pet insurance covers certain canine orthopedic conditions. This includes hip dysplasia. There is a six-month waiting window. A waiver of the condition is an option that can reduce the time it takes to wait. To waive this condition, your dog will need to be examined by a veterinarian. Your veterinarian will complete a veterinary Orthopedic Report Card, which you can submit to Embrace. If the exam meets the requirements, Embrace will reimburse the cost.
There are many wait periods that pet insurance companies offer. Be sure to check what the waiting period is before signing up. For example, some companies have a four-day waiting period for accidents or illnesses. Others, however, have a 14 day waiting period. Embrace requires a six-month wait period for canine orthopedic issues. You can waive the exam if your dog has undergone a veterinary ortho exam in the past six months.
It is competitively priced
Embrace Insurance has a competitive price and offers a range of options to its customers. Monthly premiums are based on your pet's age, breed, size, and gender. In some cases, you can also reduce the cost of the policy by signing up for a Healthy Pet Deductible. This plan will help you avoid financial hardships that could arise from pet care or medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This insurance is not required to be renewed annually and provides an accident-only plan. The policy covers pre-existing, congenital, and breed-specific diseases as well. Embrace also offers coverage for rehabilitation and other therapies. Embrace also offers plans that offer shorter waiting times for certain illnesses and accidents.