The protection of your home is important. A policy is a good way to protect your investment in a home.
Choosing the best homeowners insurance provider for your situation is a crucial step to ensuring you receive the protection you need at a reasonable price. Our comparison of the top Utah home insurance companies is based on the rates, policies and customer satisfaction scores to help you choose the right insurer for your situation.
Utah homeowners insurance averages $784 annually. This is lower than national averages of $1899 a yearly. Your home's location and age will affect the rate.
Finding the cheapest homeowners insurance in Utah can be a daunting task, but with MoneyGeek's Utah home insurance calculator, you can get an estimate of your costs based on thousands of quotes from top insurers.
Farmers - The cheapest option for baseline dwelling coverage in Utah With an average annual rate of $432, Farmers is the cheapest Utah homeowners insurance for people who want to buy a new home, pool owners, those with poor credit and those looking for baseline dwelling coverage under $250,000, according to our analysis of more than 20,000 homeowners insurance quotes in partnership with Quadrant Information Services.
USAA is another company to consider. With a score of 4.8 on Bankrate, USAA is one the few Utah companies that offers home insurance for former military personnel. It also offers optional features such as identity theft protection and replacement cost coverage.
Earthquake coverage - Because many home insurers do not include coverage for earthquakes in their policies, it's a good idea to consider this coverage. As a precaution, even if your home is not located near any faults lines, it's advisable to add earthquake insurance as part of your Utah homeowners insurance.
Nationwide offers the best home insurance rates in Utah. Our On Your Side(r), a complimentary service, helps you make sure your policy covers everything that matters to you and your loved ones. You will be able review your current policy, make changes and receive a quote to upgrade if necessary.
You can view your insurance policy, including all coverages, in our online portal. It's also easy to contact a Nationwide agent for help if you have any questions or need additional assistance.
In Utah, depending on your requirements, you may require different types of home insurance to cover your possessions and protect the investment in your house. Coverage can include personal belongings, liability and payments for medical expenses to others.
The deductible is the amount that you will have to pay yourself before your insurance company begins to pay. You can change your deductible online or by talking to an agent.