Getting cheap auto insurance is not an easy feat if you have a poor driving history. A DUI conviction in New York, for example, can cause annual car insurance rates to rise by an average of $1208. There are options to obtain a lower rate. All three of the affordable rates offered by GEICO, Liberty Mutual, State Farm and Liberty Mutual are available.
State Farm
State Farm is the right choice if you are looking for affordable New York car insurance. State Farm is well-known for its excellent insurance coverage and generous student discounts. Steer Clear(r), an app for young drivers that helps them improve their driving skills, is offered by the company. Senior policyholders can get car insurance discounts as well as savings to avoid accidents.
State Farm also offers coverage for homeowners and renters. This insurance can help you protect your home, belongings, and property in the event that there is an accident. You can also get coverage for your belongings in the event of theft or damage. You can also find a network of repair shops that will fix your car.
You can save money by consolidating your home and auto insurance policies through the company. It also offers rent-a-car and rideshare insurance. Its New York auto insurance is ideal for new drivers and business travelers.
Liberty Mutual
Liberty Mutual is one among the most trusted New York drivers' companies. They offer competitive rates, good discounts, as well as convenient online policies. Online options include the ability to customize your policy and paying your bill online. This company is an excellent choice for drivers with a DIY approach. However, some drivers have complained about the poor customer service and their experience with the company.
Liberty Mutual offers an optional pay-per-mile program. This means you pay only for the miles you travel each month. This plan provides coverage for accidents and a money back guarantee. By choosing a pay per mile policy, you can cut down on your car-insurance premiums.
Liberty Mutual also offers coverage with no-fault that pays for medical expenses. In addition, the company offers new car replacement coverage. This pays for the cost to buy a new car in the event that your vehicle is totaled. This coverage is mandatory in New York.
GEICO
If you're a New Yorker and are looking for car insurance, GEICO New York might be able help you. These companies are known for offering competitive rates on insurance. If you live in Brooklyn, you can also find an agent in the area to help you save money on your insurance.
GEICO offers many coverage types, including bodily injury liability and property damage liability. It also provides coverage for uninsured motorists. GEICO offers discounts not only for regular coverage, but also for military personnel or good students. GEICO car insurance in New York is designed to fit any budget.
As a part of its commitment to responsible and affordable car insurance in New York, GEICO has many discounts available to make it easier for you to find the right policy. GEICO offers a great driver discount to drivers who have five years of safe driving. You can also get a discount if your are a member or military employee.