There are many options available if you are searching for the best private health insurance. Online research can help you decide which plan is right for you. There are many options to choose from, so it doesn't matter how much you spend. Additionally, you can find low rates and save time.
Anthem
Anthem is a well-known health insurer and one of the leading three in the individual market. It operates in nine states, and its health insurance plans vary by state. Anthem, although its name is associated with individual plans for health insurance, also offers health insurance through its affiliates. Anthem plans are sometimes known as HMOs in some states. They may also be known as Compcare or Empire plans in some states.
Customers have given mixed reviews about Anthem health insurance. Anthem is rated low by the Better Business Bureau and given an F-grade by the Better Business Bureau. Anthem has also been cited as denials twice as often than the industry average. Anthem has settled 61 claims in the last three years. Most of these complaints were related to billing or denied claims.
Anthem offers various individual health insurance plans. These range from basic coverage to high risk plans. Individuals looking for affordable coverage will appreciate the company's extensive network of doctors and hospitals. Some customers find the high deductibles to be too costly for their budgets.
In addition to its health insurance for individuals, Anthem also offers a number of Medicare plans, including hospital recovery, accident, and critical illness plans. These policies are available in select states and provide coverage for prescriptions or deductibles. Many Anthem health plans include vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield offers affordable health insurance that is available to individuals. Blue Cross Blue Shield Association has a BlueSelect Health Plan that provides health insurance. It meets all requirements under the Affordable Healthcare Act. The BlueSelect plan is available through the Health Insurance Marketplace.