Embrace in Ohio is a pet insurance company that offers customized pet insurance. They have several innovative features, including a declining deductible for preventative and routine care. They also have a Wellness Rewards program that rewards your pet for routine and preventative care. The company is a member the North American Pet Health Insurance Association.
Embrace offers customizable plans
An Embrace policy for pet insurance can offer coverage for your pet, your budget and both. This insurer reviews the medical records of your pet and will inform you if it has any preexisting conditions. You also get a 30-day guarantee of your money back. You can also get a discount on monthly premiums if you have more than one pet.
Embrace offers customizable plans that can be customized for dogs and cats. You can adjust the coverage amount according to your pet's age, breed and species. You can also choose your deductible amount and reimbursement percentage. This way, you can tailor your plan to fit your budget.
There is a two-day waiting time for accidents
Consumers are required to submit a calendar year's worth medical records, as well as the date of birth for Embrace pet coverage. This allows the insurance company's to adjust the premium based upon the age and type of pet. To qualify for accident coverage, pets must also be at least fifteen years old.
Embrace also allows pet owners to bring their pets to any veterinarian in the 50 states. Clients receive reimbursement from the insurance company within 10 days. It does not apply to breeds. For example, a cat or dog who has been diagnosed with bilateral conditions in the past is more likely that they will experience the same condition again.
It offers a six month waiting window for canine conditions.
The waiting period for certain orthopedic conditions such as hip dysplasia in canines is six months. Embrace pet coverage has this six-month waiting period. It is possible to waive this condition and reduce the waiting time. Your dog will have to be examined by the veterinarian in order for the waiver process to take place. Embrace will receive a veterinary Orthopedic Report Card from your vet. Embrace will reimburse you the cost of this exam if it meets the requirements.
Waiting periods vary widely between pet insurance companies, and it's important to understand what the waiting period is before enrolling. Some companies allow for a four-day wait period in case of illness or accident. Some companies have a 14-day waiting time. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is very competitively priced
Embrace Insurance offers a wide range of options and is affordable. Monthly premiums are based on your pet's age, breed, size, and gender. A Healthy Pet Deductible can be used to lower the cost of your policy in certain cases. This plan can help to avoid unneeded financial burdens in relation to pet care and medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This type of insurance does not require a yearly renewal and offers an accident-only plan for older pets. The policy includes coverage for congenital and breed-specific conditions, as well as pre-existing conditions that have been in remission for a year. Embrace also covers alternative and rehabilitation therapies. Embrace also provides plans with a shorter waiting list for illness and accidents.