It is vital to have car insurance in Houston, because of the high accident rates. It will protect your car from damage and theft. You can avoid spending a fortune on vehicle repairs if you have the right insurance.
Houston auto insurance quotes vary depending on many factors, including the location of the driver, their driving history and the type of vehicle they own. We've compiled a list of the top companies in Houston to help you get a car insurance quote that fits your needs.
Policygenius offers online auto insurance quotes from top companies in Houston, including Liberty Mutual, Allstate and State Farm. It is easy to compare prices, customer service ratings, and other details on their website. There is a special tool on their website that helps you find discounts, add-ons and other details that will help lower your insurance rate.
Allstate
Allstate offers auto insurance policies, including standard and commercial autos. They also offer motorcycle policies. They provide discounts for safe drivers as well as other benefits. Also, they offer accident forgiveness and no claims. The company also has a Spanish-speaking department, and offers roadside assistance for drivers in Houston.
Liberty Mutual
Liberty Mutual provides home and auto insurance for Texans. The company also offers policies for military and students. The website offers resources that will help you determine the type of insurance you need. It also has an online auto-knowledge center where you can get advice on how you can reduce your rate.
State Farm
State Farm is the leading auto insurance provider in Texas and across the nation. They offer a wide variety of coverage options and a claims-free guarantee, and they provide discounts for safe drivers, defensive driving courses and anti-theft devices.
Progressive
Progressive Company has been in business for more than 100 years. They offer discounts to customers and recently launched a brand new app, which lets you receive quotes quickly and conveniently on your phone.
Auto insurance houston, tx
If you live in the Houston area, your car insurance rates are likely to be higher than those in other areas of the city. This is because Houston has a high population and frequent traffic, so it's important to make sure that you have enough insurance.
Keep Your Record Clean
Maintaining a clean driving record will help you keep your rates low. Having speeding citations, reckless driving charges, DUIs and DWIs and at-fault accidents on your record will increase your rates. These citations and incidents usually stay on your records for three to four years.
Gender
A driver's gender can also affect the rate. Women tend to have lower insurance rates than men.
Bundling your insurance with another company can also be a good option, as it can lead to discounts on multiple policies.