Pet insurance will help cover the costs of medical care for your pet, especially if it has certain health problems. It can be confusing to buy pet insurance. Take your time and make sure that you get the right policy.
You'll have to pay a monthly premium based on your coverage, the weight of your pet, and where you reside. Compare quotes to see how much it will cost you.
Figo Cat Insurance has some of the lowest rates we've seen. It is a great option for those with a low budget. The company also offers a low deductible and co-payment options that will lower your out-of-pocket costs.
Figo offers you a competitive waiting period for both accidents and illness. You have to be patient for up to a full year before you can make a claim.
Accident-Only Plan
Accident-only plans are a cheaper alternative that covers vet costs for accidents such as lacerations, fractures and ligament tears. This plan covers exam fees and diagnostics.
Complete Coverage Plan
You can also get full coverage for a higher monthly cost. This includes the same benefits as an accident plan plus illness protection. It covers cancer, arthritis and heart disease as well as UTIs.
ASPCA: This nonprofit pet insurance provider offers affordable premiums, flexible policy terms and no age limit on hereditary and congenital conditions. The ASPCA has the largest veterinary network among pet insurance providers, so you can be sure that your cat will get the treatment it needs when needed.
Healthy Paws is a top-rated cat insurer that offers a comprehensive insurance package for pet owners. This includes coverage for chronic illness, emergency medical care, genetic or hereditary conditions, alternative medicine, and genetic and inherited conditions.
The only downside to this policy is that it doesn't cover non-emergency treatment for long-term conditions. This is a huge drawback as many families find that these are the most expensive treatments, and may require a high out-of-pocket expense.
Trupanion : Trupanion, unlike many other pet insurers is dedicated to providing comprehensive and quality coverage for you pet. Its veterinarians directly submit claims to the insurance company, so you won't have any worries about sending them out to a third-party. It does not have any annual maximums, and it reimburses you based only on the actual veterinary costs in your region.
Also, there are many other benefits.
Another benefit of this pet insurance company is that it offers wellness and preventive care coverage for your cat. This coverage includes spaying or neutering your cat, dental cleanings, as well as a range of vaccines. It also includes behavioral therapy coverage for up to $500 per year.
Pawp has an innovative digital center to manage your pet’s health. They also have a team dedicated of veterinarians that can help in emergency situations. The company also has a $3,000 saving account you can use if your animal gets injured or sick.