The health of your pet is dependent on the insurance you provide. Pet insurance helps cover the costs of many veterinary services. These include treatment for serious illness or injury, dental disease, and even prosthetics like wheelchairs.
There are many options available when searching for pet coverage in nyc. These can range from the simple to the highly comprehensive, so it's important to find a policy that works best for you and your pet.
Lemonade
Lemonade has a user-friendly website to help you take care all of your pet’s needs. It provides a flexible, affordable insurance plan to pets as young as 13 years. It also provides discounts for pets who are seniors or a member of the military.
Spot
The New York-based service is incredibly user-friendly and convenient for pet owners. Its claims process is super simple, and you can send a vet's bill directly from your phone. You'll then get reimbursed - as long as you meet your policy's deductible.
Trupanion
This insurance company strives for the best coverage available. It covers new or unexpected accidents, hereditary and congenital conditions and other illnesses. Trupanion's direct payment software allows vets to submit claims and receive reimbursements from Trupanion almost instantly.
Embrace
Embrace, another insurance company offering multiple deductibles and annual coverage limits for you to choose from. Their accident and illness policy also covers alternative therapies including chiropractic care and acupuncture. It reimburses behavioral treatment costs and pays for exam fees, as long as the vet prescribed them. It has a 180-day wait before it will cover orthopedic injuries. However, if you take your pet to the vet within 14 days after enrolling in a plan, this waiting period can be waived.
Many Pets
Many Pets, unlike many other companies, does not limit coverage for pre-existing conditions in dogs or cats. The company provides an accident and illness insurance policy, with several deductible choices. Its yearly benefits range from $500 to unlimited.
MetLife
MetLife’s accident and illnesses policies, while offering a high level of service and at competitive rates aren't as intuitive as some other providers. The claim form must be downloaded, filled out and sent in digitally or via mail. Online, you won't find any information about the wellness benefits. Instead, you will need to call the company.
Wagmo
Founded in 2017 in New York City, Wagmo is a relatively new and tech-focused provider. The company has a range of convenient features, including the option to upload your bill from your smartphone. You can also receive payments via Venmo.
A wellness plan is also available that includes vaccinations, regular checkups, and pet medication. These plans, which are offered in addition its pet insurance in New York, can range from $12 to $36 per month.