Embrace in Ohio is a pet insurance company that offers customized pet insurance. They offer a declining deductible that allows for routine and preventative care. A Wellness Rewards program rewards your pet for routine or preventative care. The company belongs to the North American Pet Health Insurance Association.
Embrace offers customizable plans
If you want coverage for both your pet and your budget, you can opt for an Embrace pet insurance plan. This insurer reviews your pet's medical records and will let you know if it has any pre-existing conditions. It offers a money back guarantee within the first 30 days. You can also get a discount on monthly premiums if you have more than one pet.
Embrace offers flexible plans for cats and dogs. You can alter the coverage amount depending on the age, breed, or species of your pet. You also have the option to choose your deductible percentage and reimbursement percentage. You can also customize your plan to meet your needs.
It offers a 2-day waiting period in the event of an accident
Consumers must submit a full year of vet records and the birth date for Embrace pet insurance plans. This allows the insurance provider to adjust your pet's premium based on their age and breed. To be eligible for accident coverage, the company requires that your pet must be at least 15 years of age.
Embrace gives pet owners the option to take their pet in to any veterinarian within all 50 states, in addition to the two-day wait period. The insurance company reimburses clients within 10 days for the services received. The policy does NOT exclude breeds. So a dog or cat that has suffered from bilateral conditions in the past will more likely to be affected by the same condition.
It allows for a six-month wait period for canine orthopedic issues
Embrace pet insurance covers certain canine orthopedic conditions. This includes hip dysplasia. There is a six-month waiting window. A waiver of the condition is an option that can reduce the time it takes to wait. Your dog must be examined by a veterinarian to qualify for the waiver. Embrace will receive a veterinary Orthopedic Report Card from your vet. Embrace will reimburse you the cost of this exam if it meets the requirements.
There are many wait periods that pet insurance companies offer. Be sure to check what the waiting period is before signing up. Some companies have a 4-day waiting period for injuries or illnesses. Others, however, have a 14 day waiting period. Embrace requires a six-month wait period for canine orthopedic issues. You can waive the exam if your dog has undergone a veterinary ortho exam in the past six months.
It is competitively priced
Embrace Insurance is competitively priced and offers a variety of options for its customers. Monthly premiums depend on your pet’s age, gender, size, breed, and age. You can reduce the cost of the policy in some cases by signing up for a Healthy Pet Discountible. This plan can help to avoid unneeded financial burdens in relation to pet care and medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This type is available for older pets and does not require renewal. The policy provides coverage for congenital or breed-specific conditions and pre-existing conditions that have been remitted for a year. Embrace also offers coverage for rehabilitation and other therapies. Embrace also offers plans with a shorter waiting period for accidents and illnesses.