ASPCA's reputation as the oldest pet-insurance provider in America is excellent. It also provides a wide variety of plan options, ranging from accident-only to full coverage. In addition, ASPCA offers a 10% discount on policies for multiple pets.
ASPCA offers a number of types of pet health insurance, such as illness-only coverage, preventative and accident care. Complete Coverage is the most comprehensive, including accident and sickness benefits as well wellness add-ons.
After you have met your deductible, you will be reimbursed for any unexpected vet costs. The annual deductible will be available to you, as well as the reimbursement percentage and the maximum payout limit.
For example, if you set your deductible at $100, you'll be required to meet that amount before you receive a reimbursement for any claims made during the policy period. On the other hand, you could set your deductible at $500 and you'll be reimbursed for all claims after that amount is reached.
Preventative Care Plans
ASPCA’s preventive plans reimburse regular vet checks, vaccinations, or screenings. It's a great way of preventing expensive, life-threatening ailments and other health issues.
This is great, because many plans require you to pay a deductable or wait before they will cover your preventive visit. ASPCA’s preventive plans, on the other hand, have no deductibles, and there are no waiting periods. They're a good option for pet owners with pets who might be prone serious conditions.
You can manage your account on the ASPCA app and website, track and submit claims, and keep track of your pet's medical records. You can also use the local vet finder to locate veterinarians near you.
Crum & Forster Pet Insurance Group underwrites the ASPCA pet health insurance. They have an A+ rating from the Better Business Bureau, and a 4.3 rating out of 5 on TrustPilot. Its insurance policies are available in both cats and dogs and include the ASPCA Healthy Pet Deductible, which automatically reduces your pet's annual deductible by $50 each year they don't receive a claim reimbursement.
A 10% discount is available for enrolling pets in more than one policy. ASPCA has a fast and easy quote process, as well as a free sample of ASPCA's policy.
Get a Quote
Visit the ASPCA site and complete an online quote form. Then you can customize your premium based on your pet's age, gender and location.
The ASPCA site also contains a wealth other information about the health of pets, including breed specific resources and a comparison tool. They also offer a mobile app that lets you find a local vet, pay your bill and submit claims. Its app is free, and it can be downloaded from the Apple App Store or Google Play Store.