ASPCA's reputation as the oldest pet-insurance provider in America is excellent. It also provides a wide variety of plan options, ranging from accident-only to full coverage. ASPCA provides a 10% reduction on multiple pet policies.
ASPCA offers several different types of pet insurance including illness-only, accident-only and preventative care. Complete Coverage (sm) is the most comprehensive insurance plan. It includes illness and accident benefits, along with wellness add-ons.
With a Complete Coverage Plan, you'll be reimbursed for unexpected vet bills after you meet your deductible. Choose your annual deductible, reimbursement rate and maximum payout.
For example, if you set your deductible at $100, you'll be required to meet that amount before you receive a reimbursement for any claims made during the policy period. On the other side, if you set your $500 deductible you will receive reimbursement for any claims made after this amount has been reached.
Preventative Care Plans
With ASPCA's preventive care plans, you'll be reimbursed for regular vet visits, vaccinations and screenings. This is an excellent way to prevent costly, life-threatening diseases and other health problems.
This is a great benefit, as most other plans require a deductible or waiting period before they'll pay for preventive visits. In contrast, ASPCA's preventive care plans have no deductibles and no waiting periods, making them a good choice for people with pets that might be prone to serious conditions.
The ASPCA website and app let you manage your account, submit and track claims and manage your pet's health record. The local vet finder allows you to search for veterinarians in your area.
Crum & Forster Pet Insurance Group has a 4.3-out-5 rating on TrustPilot and an A+ rating at the Better Business Bureau. Its insurance policies are available in both cats and dogs and include the ASPCA Healthy Pet Deductible, which automatically reduces your pet's annual deductible by $50 each year they don't receive a claim reimbursement.
This insurance offers other benefits, such as no medical records and no vet exams. You can also get a 10% discount if you enroll more than one animal. ASPCA also provides a quick and easy quoting system, along with a sample free policy.
Get a Quote
Visit the ASPCA site and complete an online quote form. Your premium can be customized based on age, location and gender of your pet.
ASPCA's website also includes a wealth of other information about pet health, including breed-specific resources and an easy to use comparison tool. A mobile app is also available that allows you to search for a vet in your locality, pay bills and submit claim forms. The app can be downloaded for free from either the Apple App Store, or Google Play Store.