Figo Pet Insurance offers complete pet insurance coverage. The policy includes the option to select from one of three annual benefit options, Essential, Preferred, and Ultimate. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. In order to enroll in Figo pet insurance, you will need to fill out an online application. A deductible can be paid upfront, which will impact your premium. A vet's form can waive the deductible. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There are no limits on the number of claims you can file, but Figo does require that you visit a licensed veterinarian and upload any medical records. The insurer will process your claim and most claims are settled within three business day.
Figo is available in all 50 states. Depending on the plan chosen, customers can choose a deductible of $100-$1,500. For each year your pet's insurance has been in force, the deductible is decreased by $50. Figo provides a 5% discount if you have multiple pets. If your pet is younger than eight weeks, the policy won't cover them.
Figo offers a GPS collar for pets that can be used to track them. It's ideal for pets that roam. If your pet is stolen, Figo will cover the cost of boarding fees and third-party property damage up to $10,000 per policy.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also cover veterinarian exams, and non-routine dental care. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also offers coverage for hereditary conditions. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud App is extremely popular among users. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. You can also get urgent care advice through the app. You can use the app for submitting a claim to the company electronically.