Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. You can also choose optional wellness programs to cover regular blood work and vaccinations. Figo also offers a "Pet Cloud," mobile app that will allow you to manage the health of your pet. It costs a monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. This will require you to give your pet's name, breed and zip code. Your premium may also be affected if you choose to pay an upfront deposit. You can waive your deductible by submitting a vet's request form. In addition, Figo has a 30-day money back guarantee, which means that you have until the end of the policy's year to file a claim and receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo can be purchased in all 50 states. Customers can choose between a $100 and $1500 deductible, depending on what plan they have chosen. The deductible is reduced $50 for each year your pet has been covered without filing a claim. Figo provides a 5% discount if you have multiple pets. However, if your pet is under eight weeks old when you purchase a policy, it isn't covered.
Figo also provides a free GPS pet collar that allows you to track your pet. It is perfect for pets that roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also covers hereditary disorders. Hereditary conditions can be described by the insurer as conditions passed down through a pet's genes. You'll need contact customer service to confirm whether your pet is covered. Figo doesn't have an upper age limit, but most insurance companies have restrictions for new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing/tracking platform, making it easy for customers to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud App is extremely popular among users. You can use the app to speak with a veterinarian and select from various reimbursement rates. The app is also designed to provide you with urgent care advice. When you need to submit a case, the app will allow you to do so electronically.