AIG Insurance Travel, also known as Travel Guard, is a product from American International Group, Inc. It covers expenses related to travel, such as COVID-19 and illness. It covers missed or delayed connections, baggage delays and emergency evacuation. To ensure you are fully protected, it is important to know what coverage your policy covers.
Coverage for COVID-19 related illness
AIG insurance policies can provide medical coverage for the COVID-19 epidemic if you are travelling abroad. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
Your provider will be able to help you regardless of whether COVID-19 is covered by your insurance. They can provide you with the necessary documents and information to help you get the treatment you need. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal belongings such as clothes and toiletries. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. There may be a deductible attached to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most popular plan covers up to $500k in emergency medical care and 50% reimbursement for trip cancellations. You can also add ons like a wedding or pet package, or an inconvenience bundle. This covers closed attractions and the cost of renting a vehicle.
Emergency medical evacuation plans provide coverage for medical transportation and air evacuation. They're especially useful when traveling to remote locations without access to medical care. Additional coverage options include repatriation for the family member of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans provide coverage for lost or delayed baggage.