Healthy Paws covers accidents and illness for dogs and cat. This is an affordable option for younger pet owners. It covers cancer treatment, emergency care, congenital and hereditary conditions, dental treatments and alternative therapies like chiropractic and acupuncture.
Healthy paws makes a good choice for a young dog or cat, as they do not have any payout caps per condition or annual or lifetime. They also allow paperless claims. Their mobile application makes it easy for you to submit vet billing and check on the status of your claims. They also offer a speedy claims payout process where you can take a photo of your pet's vet bill and submit it using their app or website.
How to get an Healthy Paws Insurance quote
You'll first need to enter your pet’s name, its breed, his age, and the location of where he lives. After that, you will receive a quote to give you a better idea of the cost and benefits your policy offers. Once you decide which plan best suits your pet's needs, you can begin the enrollment process.
The Waiting Period and Exclusions
All Healthy Paws policies have a 15-day waiting period for accident and illness claims. Healthy Paws doesn't pay for veterinary exam costs for the 15 days immediately following the date your policy became effective. They also don't cover hip displasis for newly registered pets.
Healthy Paws will only provide services to dogs and cats that are registered breeds. Your pet may have additional requirements if it is a mixed or hybrid breed.
For your pet's medical needs, you can select a greater reimbursement level. This will reduce your deductible amount and help you save money.
This company can also help pet owners choose the right policy, and manage their account. You can use their online Customer Center to track the progress of your policy, make changes, or cancel it.
Also, they have a 24/7 health line for pets. They can answer questions regarding your pet's health or treatment. They can also help you connect with local veterinarians.
What to expect from the Healthy Paws claim and reimbursement processes
You will receive an email from Healthy Paws with detailed instructions on how you can submit your vet's bill. The email will contain instructions on how to take a photo of your pet’s vet bill, and submit it online.
You will receive your check within 3 to 5 days after you submit your claim. This is extremely fast for an insurance company that covers pets and faster than many other companies.
How to cancel your Healthy Paws Pet Insurance Policy
You can cancel your Healthy Paws policy via email, fax, or regular mail. If you cancel the policy within 30 calendar days of enrollment, you will receive a 100% refund. If you cancel outside of this 30-day period, a cancellation penalty may apply.